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If you are working as a construction site worker, you are absolutely well aware of the safety on the site. Also, as it is according to the regulation set forth by the Occupational Safety and Health Administration, there are quite a lot of inspection procedures as well as different safety practices which have to be upheld on construction sites during all times.
However, accidents tend to happen and that’s something that, as much as we wouldn’t want to, can’t really be avoided. It’s not uncommon for accidents of the kind to lead to broken bones, fingers, lost limbs, paralysis and others of the kind. All of these require thorough invasive surgeries as well as substantially longer recovery periods. This could definitely cause the injured to be left out months without his work and source of income. Obviously, worker’s compensation is necessary.
What is Worker’s Compensation?
Now, as per the law of the country, employees are incapable of suing their own employers for injuries which have happened on the job. This is due to the fact that there is Worker’s Compensation which is protecting both parties in events of the kind.
This is a type of insurance which is designated to provide employees with medical benefits as well as with missed wages when they have been injured on the job. In exchange, it doesn’t allow them to sue employers. So, if this compensation is not enough, how would the worker proceed? This is where third-party claims would step into the picture.
What is a third-party claim?
These are legal claims which are brought to another third party who has been allegedly found to be in full or partial fault for your accident. This could be another individual or another company, for that matter. The important thing is that there is negligence on their behalf and that this has caused the accident. Compensation is rewarded in addition to whatever you receive from the previous form of damage claims. It is required to have legal counsel represent your rights so that you don’t get cheated from what is legally yours.
Obviously, not all injuries will involve and allow such claims to be made. The nature of the injury might only involve the worker and nothing else that may have caused it. This is something that also needs to be taken into serious consideration.
The most important thing that needs to be taken into account when it comes to it is that the worker has to rely on a professional lawyer in order to get to the right conclusions and to get the help and legal representation that he might require. This is something particularly critical and it’s going to ensure that he or she receives the maximum amount of money, regardless of whether or not he is entitled to compensation other than the worker’s compensation. This is one of the important reasons that you need to talk about it with your lawyer before filing a claim.