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The first thing that you should know is that LTD (Long-Term Disability) benefits are actually a form of income replacement that is duly paid to the claimant when he is completely unable to work due to an injury or an illness. The benefit is going to pay you a certain percentage of your actual monthly income, so the latter is decisive when calculating the amount. (more…)
Are There Legal Concerns With The Working of Insurance Assessors?
When you’ve been injured in a motor vehicle accident, there are most commonly going to be two different parts to your claim. The first one is your claim for accident benefits and the second one is the claim against the other driver. The latter is usually defended by the insurer of the other driver, even though it’s in a secret manner. (more…)
Wrongful Death: Hiring Legal Assistance When It Counts
The truth is that the loss of a loved one is definitely a challenging, emotionally-charged and heartbreaking time for the entire family. Even though the passing itself is hard enough, losses due to the carelessness or negligent act of others can be particularly hurtful to go through. If someone who is rather close to you has been killed because of the negligence of someone else, you should most definitely consider contacting a personal injury lawyer in Ontario, who is experienced in dealing with wrongful death cases. All of the wrongful death cases are covered under Part V of the Ontario Family Law Act. (more…)
Tips On Dealing With The Insurance Company
Being involved in an accident, regardless of how it happened, is something particularly challenging for most people. This is especially true if the accident has had a tragic end. In situations of the kind, you should be aware that the insurance company is going to take advantage of your vulnerability because that’s what they do. They aren’t in the business of caring for your lost and for your damages – they are in the business of making money. Thus, you should be particularly careful. Here are three tips that you would have to be aware of when it comes to dealing with the insurance company or the insurance adjuster. (more…)