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Now, if you have been involved in an accident and you are claiming compensation from your insurance company, you would inevitably have to deal with the insurance adjuster. This is the person who’s going to be responsible for your case and this is the person who’s going to make sure that you get the necessary amount of money. Of course, there are quite a few things that you would have to consider.
We personally suggest that you take advantage and hire the services of a professional personal injury lawyer in Ontario in order for him to handle the negotiations. This is going to secure proper representation and it’s a way to guarantee your best interests. This is something which is going to be particularly beneficial because you will be able to rest assured that your legal rights are properly protected.
Key considerations
The first thing you need to know is that this person isn’t responsible for your mishap. This is something which a lot of people fail to account for and would be rather rude to the adjuster. They are here to get you what you want so make sure to treat him respectfully and provide him with the requested information.
The adjuster doesn’t have the authority to increase your compensation amount so you will receive an amount which is determined by the company. However, you also need to know that the more money he manages to cut back off this amount, the more his companies will benefits. That’s why he’s likely to make you an initial offer which is particularly low. That’s the one you need to decline. Of course, it would be better if you had someone to protect your legal interests and that’s why we’d really advice towards hiring a lawyer.
Don’t Deny Information
The worst thing you can do is to start denying giving information. Remember that the adjuster doesn’t want you to get fed up and take the case to court so eventually he is going to succumb and offer you a reasonable amount but if you start acting up, you will get in trouble. Keep in mind that insurance companies have entire legal teams behind their backs who are well prepared to drag this for years. Even though you might eventually win the case, it’s going to be at least a few years before you see any money and that could be potentially disastrous. Make sure to avoid this by being reasonable and supportive when it comes to it and you will most definitely see that everything is going to be handled accordingly and up to the necessary standards.
To stay on the safe side, it is best to allow your lawyer to deal with the insurance adjuster as they are experienced and is part of their job. Not only will the lawyer represent your rights but will be able to help you get a bigger compensation than if you try to do it all on your own.