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There are quite a few things that you might want to be aware of if you are going to be filing a personal injury claim for your damages. If you have been involved in an accident of such types, a third party’s negligent behavior was the reason for which it took place, you are capable of claiming the damages that stemmed from said accident. This is quite convenient and it’s going to provide you with the necessary monetary reparation for you to get on with your life in a regular manner.
However, there are quite a lot of things which should take place in order for this to happen. The province of Ontario sees quite a lot of different personal injury claims every single day. The truth is that at least 95% of those claims never reach the court room. That’s quite logical – people are well aware of the fact that it’s far better and a lot cheaper for them to reach a mutually beneficial settlement in advance than to have to undergo the entire court procedure and rest on the mercy of the jury, so to speak. That is why when you are looking to get a quick settlement, negotiate the settlement with the help of an injury lawyer.
How Do You Negotiate?
The first thing you need to know is that this isn’t your job. Sure, you might decide to undertake it in order to spare a few bucks but keep in mind that the professional legal team of the insurance company or the adjusters themselves are capable of shredding your arguments to pieces. Engaging the services of a personal injury lawyer is not only beneficial, it’s rather necessary if you are to receive the maximum amount of the compensation that you are legally entitled to.
Asking For High Amounts
This is basically the first rule of negotiating a compensation settlement. When you go ahead and fend off the written demand letter, you should ask for a high amount. That’s the amount that is going to get reduced initially. This, however, isn’t as important. What’s important is that you wouldn’t be able to go over this amount afterwards so make sure that it’s fair but it’s also enough to cover expenses.
Do Not Accept The First Offer
The first offer is always the low-ball offer. The insurance company is giving it a shot and it also doesn’t expect for you to accept it. This is something very important. Keep in mind that the insurance adjuster is going to lay out a series of arguments, most of which might even sound logical. However, they are almost always not true.
In any case, you should let your lawyer handle the negotiations as they are likely to be far more professional and incredibly knowledgeable in these sorts of thing.