How Insurance Companies Try To Punch Holes In Your Personal Injury Case

Insurance companies like to find inconsistencies in a plaintiff’s case; those same companies also welcome discovery of hidden evidence. By using certain tricks, an insurer can increase the chances that inconsistencies of hidden evidence might be uncovered.

Some of the insurer’s tricks

Encourage those examining the claims made by a plaintiff to compare each of the plaintiff’s earlier statements with what has been said during discovery. This approach has been designed to unearth any inconsistencies. An accident victim can fight this trick by keeping a journal, and writing down what happened during each medical examination.

Order an examination of the plaintiff’s medical record from 3 to 5 years ago. Have the employees conducting such an examination look for instances when the plaintiff’s earning potential had been less than it was at that point in time. Such information could be used to argue for offering less in terms of compensation for a loss of income.

Focus on what plaintiff was earning in the past. This would ignore an increase won by a promotion. This is another trick that insurers use, in order to argue for offering a smaller amount, as compensation for lost income. Order a close examination of the report submitted by the team of first responders. Note what injuries were mentioned in that same report. If there is no report, then that indicates that the injury was not too serious; the victim did not need an ambulance. The strength of this trick can be reduced, if the victim sees a doctor as soon as possible.

How a plaintiff could invalidate a claim made by the insurance company

Avoid posting pictures on social media networks. Invalidate surveillance by demonstrating behavior that agrees with claims made earlier. Plaintiff should act in a way that confirms with what he or she said in the past. Plaintiff must appreciate the value in reporting improvements. When the body’s injured part starts to improve, it becomes necessary to report such changes to the examining physician.

Such reports add to the length of the paper trail for any single personal injury case. The existence of such a trail can create problems for an insurance company. It can make it almost impossible for a particular victim to get denied any form of long term disability insurance.

An insurance company reviews the findings from an accident victim’s medical report, when he or she needs to renew a given policy. It hopes to find places where a doctor failed to note the presence of a certain symptom. The Personal Injury Lawyer in Cambridge knows that the existence of a paper trail places an unexpected obstacle in the route that the insurer had hoped to follow, in order to have grounds for denying the renewal. That is why they advise clients to be cautious.