Why Do Insurance Assessors Complicate The Claim Process?

There is a chink in the mail of the insurance system and that is assessors. When you’re involved in a car accident and come out injured, you generally need to file to claims – one for accident benefits, and one against the other driver. But to prove that you’ve actually sustained an injury, both your and the other driver’s insurance company can send you to a doctor the company approves and pays. That is because they will then give their opinion on the matter.

This, of course, raises concerns regarding the set group of doctors each of the insurance companies have. Are their reports biased? What about the doctors who are no longer a part of the listing? Are they no longer used as assessors because they didn’t obey the insurance company’s wishes? Can we trust their assessment?

There have been cases in which the current system has raised severe concerns regarding assessors, such as situations in which a doctor’s report has been fiddled with, i.e. certain sections had been blacked out and changed without their knowledge. All of this in clear favor of the insurance company’s interested and to further deny the victim’s serious condition.

Equally as disconcerting are cases in which there seem to be two reports, supposedly written on the same day, in which the final conclusion is completely opposite; one in which the victim is deemed to qualify for disability benefits, and one in which they are not. It seems that insurance companies may be altering medical reports in a way that could endanger people’s lives for the sake of saving money. These are insurance companies with a net-worth of billions of dollars who are potentially denying people with disabilities the benefits they deserve so they can further horde their money.

The allegations are understandably serious, but the proof seems to pile up and needs to be addressed. There need to be further investigations into these companies who are holding people’s lives in the palm of their hands. Because you need to be sure that people who are unable to work, because of reasons out of their control, will still be able to support their families and pay their bills.

That is one of the reasons that you need to work with a personal injury lawyer in Hamilton is that you need justice and compensation to tide over your difficult period, as you recover from your injuries. The injury lawyers understand your predicament and that is why they do not ask for upfront legal fees, but work on contingency basis. This ensures that you only pay when you win the compensation.