What To Do When Your Borrowed Car Was Involved In An Accident

So you lent your car to your best friend and, they collided with another vehicle. What do you do now? First, you should reach out to a personal injury lawyer in Cambridge. They’ll help you file your claim while you deal with the aftermath of losing the car to repairs.

Now, who is responsible for the car in this situation?

Generally, the owner. Whether it was your best friend or your mom behind the wheel as it got struck by something else, it’s still your name on the insurance contract. Which is why you should make sure you even fully comprehend your own insurance policy before you lend your car to anyone.

But if you do let someone borrow it, you should make sure they’ve got a driver’s license, a valid one at that, and maybe even add them to your policy temporarily, if not full-time. Depending on how often and for how long they’ll borrow your car, it will probably be in your best interest to simply add them so your insurance company will have no choice but to accept your claim in case of an accident.

Finding Out Who Is To Blame

So the accident happened – what next? Your personal injury, or personal injury lawyer will want to know who caused the accident. Determining who’s at fault can be a long, annoying process which is why it’s a good idea to get yourself a lawyer as soon as possible who will help you out. Most of them have dealt with such issues in their career and will be able to help you to the best of their capabilities. That is why working with an experienced lawyer is important.

If they discover that it’s the friend you lent your car to that caused the collision, it’s going to be your head, or rather your wallet, on the chopping block. But if it was the other driver, your insurance company should cover any damages done to person or property.

Do You Really Need A Car Accident Lawyer?

It would be a good idea, considering that they’ll start building your case right after you contacted them and help you submit your claim. The world of bureaucracy, paperwork and legal matters is confusing and having an experienced professional on your side is going to make everything a whole lot easier. It really is the best way to protect yourself, your bank account and your friend who was sitting behind the wheel. It also doesn’t hurt to receive compensation for damages you aren’t even responsible for. But it happens.