Which Causes More Deaths – Distracted Driving or Impaired Driving?

Those that keep records about car accidents have noted an alarming increase in the frequency with which such collisions can be linked to distracted driving deaths. There has been no such increase in the number of collisions linked to impaired driving deaths. For that reason, law enforcement officers have begun to crackdown on drivers that use one hand to operate a distraction, such as a cell phone. (more…)

What Is An Excluded Driver?

Participants in the legal system and members of the insurance industry agree on the wisdom of excluding certain men and women from the coverage granted to holders of a car insurance policy. Unlike firearms, automobiles did not exist at the time when Bill of Rights was written. So, no one insisted on stating that everyone has a right to own an automobile. (more…)