How Do Insurance Companies Deal With Motorcycle Accidents?

As the weather gets warmer throughout the spring, summer and early fall months, motorcycling becomes an overly preferred method of transportation. Furthermore, a lot of people out there would prefer this as a leisure activity and would just take their bikes out for a ride. However, this also happens to be the time of year during which the most motorcycle accidents tend to happen. The province of Ontario provides excellent cycling opportunities and conditions and this is why there are a lot of people that want to take advantage of them and take their motorbikes for the occasional spin. In any case, motorcycles might be very fun and a lot more dangerous. Accidents involving motorcycles are incredibly harmful and they would usually end up with severe complications, terrible injuries and in a lot of cases even in death.

Contractual obligation

The reasons for this are various. However, from a legal stand point it’s important to identify the relevant legislation which is governing the respective area and to draw out the proper conclusions which are going to have impact on the matter. It’s important to note that the majority of cases which involve a motorcycle accident are going to be handled by insurance companies. This is, of course, if the accident involves two parties. However, there are a lot of accidents of this particular kind which don’t. If the injured has had some insurance, then you might claim damages from the insurance company, based on the contractual obligation. Of course, in some certain occasions the company is going to refuse to pay compensatory damages and that’s when you might consider taking the case to trial.

Civil Lawsuits

This is the civil lawsuit. You are going to be in the role of the claimant as you are the one making the actual claims. The insurance company is going to be the repugnant as they are being sued. There is no defendant here as the case isn’t about criminal prosecution. You are seeking reparations for your damages as you are legally entitled to it as per your insurance policy. Of course, the insurance company is going to claim the exact opposite and that’s why you would have to rely upon the services of a professional attorney to take care of the matter. Ontario’s Limitation Act only provides you with two years to file a case if needed to get justice and compensation.

Cases of the kind are fairly rare as during the majority of times the insurance companies wouldn’t object to payments. They might claim that the payments owed are exaggerated and they are going to pay a lesser amount of money. This is also merits for a lawsuit if you manage to prove that you are, in fact, entitled to the larger amount.