Most accidents leave an individual with injuries. Irrespective of whether you were at fault or the other driver, insurance companies get involved at a stage as claims are filed. When talking with other driver’s insurance companies after the accident, the plaintiff has to be calm and polite also saying little. If you’re injured in an accident and file a claim against your own or another driver’s insurance company then you will likely receive calls from them. You might get agitated in pain which will adversely affect your injury case. Hence you must follow some guidelines of behavior that won’t affect your claim.
Get the information about the insurance adjuster you are talking to: While you’re speaking to an insurance adjuster ask his/her name, address, and telephone number, the name of the insurance company he/she represents, and what the insurance company represents. Always keep note of this information.
Try to be polite and calm: You would be angry about the accident and injuries hence you would put out your anger on the insurance adjuster. But it is not good for you because you would be negotiating with the insurance company in settlement and has to deal with them. Remember that showing anger won’t give you the necessary compensation. Try to be calm even if you want to argue over the questions that the adjuster puts in front of you.
Give only limited information about yourself: Give limited information like your full name, address, and telephone number and it is more than enough. You need not worry or you need not talk about your business, job or work, schedule, family details, etc., or any other personal information.
Don’t get into details: It is important to know that these rules apply when you talk to other driver’s insurance companies and not in the case of your own insurance company. You have to abide by the rules in the policy of your insurance company and must give information about the accident while negotiating with your own insurance company. Always read carefully whatever you are asked to sign like the release form which allows the insurer to get access to your information. Seek the help of a personal injury lawyer in Brantford for important discussions regarding the signing of the release forms or other documents.
Other driver insurance adjusters try to gather information about how the accident happened to you by putting you in discussions. Never allow such discussions to happen which are negative to your claim. Never answer such questions as what happened, when and where did the accident occur, how did it occur, instead answer the investigations going on and they will know the answers at the appropriate time.