Are You Eligible For Compensation For Short Term Disability?

Now, personal injury law consists of quite a lot of different accidents which are capable of causing all sorts of different injuries. From sprained body parts to broken bones and traumatic brain and spinal cord injuries and even death – the consequences are definitely various. However, particularly interesting topic of discussion is short term disability and the way to handle the overall compensation process in this situation. With this in mind, let’s take a quick look at the specifications and the proper approaches.

The first question that a lot of people ask is what exactly a short term disability is. This is a disability which stems from an injury and there are reasonable chances of recovery in a particularly and previously determined period of time. The term can vary but it’s usually no more than a year or two for the injury to be causing short term disability one. With this in mind, there are different compensatory claims that can be filed in these instances.

Compensation For Medical Expenses

Short term disability claims are always accompanied by claims for medical expenses. This is due to the fact that the amount of money that the victim is likely to spend is considerable. This is strongly dependent on the injury as well as the expected recovery term. However, in order to claim this particular line of expenses, the victim has to provide the insurance company with detailed documentation which includes medical bills, rehabilitation contracts, out-of-pocket expenses and basically all sorts of documents which acclaim the expenses.

Compensation for lost wages

Chances are that you are unlikely to be able to work for some time. This is going to result in loss of wages. What is more, you might not be able to fulfill your working obligations anymore because of your condition and disability. This is also going to subject you to losses. Luckily for you, there is a loss of wages compensation for this particular situation and it could amount up to 80% of the salary that you were getting. However, you have to present the insurance company with prove of active employment for the previous 24 months. It doesn’t have to be with the same employer.

Pain and Suffering

Even though short term disability is scheduled to go away in some time, the pain and suffering might persist afterwards. This is why you can claim damages for pain and suffering as a result of the injury that caused the disability in the first place. Keep in mind that apart from all these you can also claim rehabilitation expenses, expenses made for home helping services and many more of the kind in order to guarantee that you have a proper living environment.

Irrespective of whether you have suffered orthopedic injuries or other severe physical injuries, it is important to seek legal assistance of an experienced lawyer.